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Moving To New Hampshire

Considering a break for a change and moving to New Hampshire generally starts with research as this small state has a lot to explore.

New Hampshire, otherwise named as “The Granite State,” this New England region of the North-Eastern US is known for its classic charm, stunning scenery, wilderness.

So, if you want an escape from big-city hassles and make a move to New Hampshire to start a new chapter of your life, then here is everything you should know about the city.

Is New Hampshire a good state to move to?      

As per the information available in moving to New Hampshire Reddit, New Hampshire, also known as the Granite State, is a tiny state filled with beaches, lakes, mountains, rivers, and sea coasts situated nearer to the Canadian border.

Is New Hampshire a good state to move to

With a population of around 1.38 million residents, this state is a big personality that has six major regions consisting of 13 cities and 221 towns. Talking about the culture, the citizens of New Hampshire are quite friendly, self-contained, and welcoming in nature.

The high income, high employment rates, low taxes, and low crime rates make this an ideal state to settle down.

What should I know before moving to New Hampshire?

Things to know before moving to New Hampshire are as follows:

  • New Hampshire is not a suitable state to start a new work, you may need time to acquire valid documents and papers to start a small business or get a good job
  • New Hampshire is a swing state which means that it’s not either a democrat or republican state
  • No income and sales tax, but have high property tax
  • Fireworks, not wearing a seat belt while car driving, driving without a helmet, and traveling in the back of a truck is illegal in NH
  • Driving barefoot, male or female going topless, spoiling money, and removing a tag from a mattress are legal in a few places of new Hampshire.
  • Independent business entrepreneurs close their businesses and companies on Monday

Move to the New Hampshire Best Guide

Moving Cost to New Hampshire     

Is it worth it to move to New Hampshire?

Yes, it is worth it to move to New Hampshire despite having a relatively higher cost of living than the national average because the state lacks sales tax and income tax.

Also, the crime rates are very less which makes it an ideal state to move to with a family.      

Living Cost in Hampshire     

Is it expensive to live in New Hampshire?   

When it comes to the cost of living, it usually refers to housing prices, taxes, and living expenses. The living cost in New Hampshire is slightly expensive than the national average but affordable enough compared to other metro cities like New York or Boston.

The communities living near coastal areas pay higher housing prices, whereas the median home price for those living in other parts of the state pays $219,700 that is quite adjacent to the national average.

How much does it cost to live comfortably in New Hampshire?

The cost of the living guide is based on the US average of 100. A price below 100 means that the living index is cheaper than the US average or vice versa.

Cost of livingNew HampshireUnited States
Overall105.4100
Grocery107100
Housing118.7100
Health87.7100
Transportation87.6100
Utilities120.5100
Miscellaneous104.3100

Therefore, the cost of living is slightly higher than the US average, i.e., 105.4.

Why is the cost of living so high in New Hampshire?    

The cost of living is higher in New Hampshire because the state lacks new houses and the existing houses urge higher rental value in case of vacancies.

Business opportunity        

Hampshire Business Opportunities

Is New Hampshire a good place to start a business?   

According to the analysis made by WalletHub in 2018, New Hampshire ranked 49th on the “list of best States to start a new business.”

As per WalletHub’s analysis, 50 states were compared on the rate of three key areas, i.e., business cost, business environment, and use of resources from the available public data.

New Hampshire got bad scores in one area, which is good news for New Hampshire’s entrepreneurs, i.e., not enough available workers or unavailability of human capital.

In other words, it can be stated that the unemployment rate of New Hampshire is too low. So, we can conclude that New Hampshire is a good place for those and entrepreneurs who are thinking of starting a new business.

Is New Hampshire good for small businesses? 

Despite offering a small market and low economic growth new hemisphere has emerged to be a good state for starting a small business.

With low taxes or slightly average per capita personal income and the presence of large markets nearby, the Granite State offers vast opportunities to the new entrepreneurs.

Less economic growth means commence in New Hampshire is not that good like other states of US. A higher cost of living makes it difficult to live with a slightly average per capita personal income and a competitive labor market for skilled laborers.

Despite all these issues, the small business owners have an optimistic point of view to start their business in new Hampshire and found to be happy with it.

How much does it cost to start a business in New Hampshire?

To start a new business or a limited liability company in New Hampshire, an entrepreneur needs to apply for a certificate of formation that costs $100 through the mail.

This is a legal document that creates an official new hemisphere LLC on the name of the entrepreneur. 

Job Market  

Top Jobs in New Hampshire

The top 10 highest paying jobs with average and entry level salary are listed below:

Job descriptionAverage salaryEntry level salary
Dentists$207,660$97,790
Pilots, flight engineers and co-pilots$195,760$101,580
Nurse anaesthests$186,770$150,840
Podiatrists$167,760$94,750
Air traffic controllers$158,880$78,400
Materials Scientists$156,260$95,090
Civil and architectural engineers and managers$154,740$94,140
Chief executive$150,470$87,210
Sales managers  $150,110$68,950
Computer and IT managers$142,000$91,450

What companies are hiring in New Hampshire?

The top 10 largest companies that hire new and experienced employees each year are listed below:

  • C&S Wholesale Grocers
  • Dartmouth College
  • Dartmouth-Hitchcock Medical Centre
  • University Of New Hampshire
  • Albany International
  • Standex International
  • MTS Services
  • Keene State College
  • Anvil International
  • New Hampshire Motor Speedway

Tax Rates

Hampshire-Tax-Rates

What is the income tax rate in New Hampshire?

New Hampshire does not impose any income tax on salaries and wages. Also, it doesn’t have any sales tax. However, they pay 5% tax on dividends and yearly interest.

The house owners in new Hampshire pay an average property tax rate in the nation.

People who want to settle down in New Hampshire after their retirement make a good decision because it is a tax-friendly state for retirees.

The withdrawals from the bank accounts of retirees and social security income are not taxed. Whereas wages and marginal state tax rate is fixed up to 5.90%.

Property tax: The real estate tax rate is 2.19% which is the third-highest among all the US states

Sales tax: Currently, it is 0%, New Hampshire doesn’t impose any sales tax

Income tax: New Hampshire add 5% income tax on interest and dividends

What town in NH has the lowest taxes?  

Here is a list of towns and cities of New Hampshire that have the lowest tax rates in the year 2020:

  • Tuftonboro- $9.56
  • Bridgewater- $8.38
  • Moultonborough- $7.13
  • Hart’s location – $7.00
  • Newcastle – $6.30

What town has the highest tax rate in New Hampshire?          

The cities and towns of new hand spear that have the highest property tax rates as of 2020 are as follows:

  • Claremont- Claremont$40.72
  • Charlestown- $38.65
  • Kenne- $37.28
  • Berlin- $35.93
  • Cannan-$34.45

Economy in New Hampshire            

What are the major economic businesses in New Hampshire?

The five major economic businesses in terms of revenue in New Hampshire are as follows:

  • Agriculture

The five agricultural products that generate more revenue for the state are cattle and calves, nursery products, dairy products, sweetcorn, and apples.

Nursery products are the most important agricultural product as home plants, Christmas tree, and garden plants gives more revenue to the state. The most used field crop is hay which is used to feed horses and cattle.

Maple syrup, sweet corn, potatoes, apples are the most leading farm product, Vegetables, and fruit crops grown in this state.

  • Livestock

Dairy farming, dairy products are the major State agricultural revenue receipts, along with chicken eggs, hog production, and aquaculture.

  • Manufacturing

The leading manufacturing items in New Hampshire are electronic products, computer hardware, and microchips, telephone equipment, military communication system, and fabricators metals manufacturing.

  • Mining

The leading mind products in New Hampshire are gravel, sand, and granite quarries.

  • Services

Real estate industry finance and insurance are the most leading services area in the new hemisphere that brings millions of dollars to the state.

What are New Hampshire’s natural resources?   

The natural resources found in New Hampshire are gravel, granite, water power, and sand. These natural resources are protected by the State’s Government agencies.

Educations in New Hampshire        

Educations-in-New-Hampshire-

Where does NH rank in education?         

In education, New Hampshire ranked 13 among all the US states for the year 2020. However, the state has ranked 46 and 4 in terms of higher education and pre-kindergarten-12, respectively.

Does New Hampshire have a good education?    

According to the US News and World Report, New Hampshire had been in the top-performing state from pre-kindergarten to 12th academics as it offers the best primary and secondary education in the nation.

What is the best school district in NH? 

Despite being a small state among all the 13 colonies, New Hampshire has delivered wee-known personalities due to its best schools and education systems.

Here list out the top 5 based on state top scores, graduation rates, teachers and teaching quality, college readiness, and more.

RankSchool districtCityCountry
1Dresden School DistrictHanoverGrafton Country
2Sunapee School DistrictSunapeeSullivan Country
3Portsmouth School DistrictPortsmouthRockingham Country
4Oyster River Coop School DistrictDurhamStrafford Country
5Bedford School DistrictBedfordHillsborough Country
6Souhegan Cooperative School DistrictAmherstHillsborough Country
7Lebanon School DistrictWest LebanonGrafton Country
8Windham School DistrictWindhamRockingham Country
9Moulton School DistrictMoultonboroughCarroll country
10Bow School DistrictBowMerrimack

Health System

Do you need health insurance in New Hampshire?

According to Federal Health Care reform laws of New Hampshire, The Affordable Health Care Act, The Patient Protection Act, and The Health Care and Education Reconciliation all come under The Affordable Care Act 2010 (ACA) that aims to:

  • Afford health insurance coverage for lower-income people
  • Covers all the health insurance follower income people who have mandatory health insurance.
  • Provide private health insurance coverage to low-income people.
  • As per these laws, the citizens of New Hampshire needs to have health coverage:
  • Citizens who already have Medicaid, and Medicare or company-based health coverage need not buy new coverage.
  • People of New Hampshire who do not have health coverage are eligible to  purchase health insurance coverage from a health insurance company operated by the government
  • Purchase individual health insurance coverage outside the marketplace
  • Citizens buying medical coverage outside of insurance companies can’t access cost assistance.
  • Citizens using insurance companies to buy coverage can apply for cost-sharing reductions and advance premium tax credits to pay for health insurance.

How much does health insurance cost?

As per the American Association of Retired Persons (AARP), for an individual coverage premium in 2020, the average health insurance cost is $456 per month, and the cost of insurance coverage for a family of 4 is $1,152 per month.

Housing Prices

Does New Hampshire have affordable housing?

Unfortunately, No, because there is a shortage of affordable rental homes and for extremely poor households whose incomes are below the poverty line or 30% of their AMI. 

What do I need to qualify for housing?

Public housing in New Hampshire is not provided to lower-income families. However, according to the housing choice voucher program, housing assistance (section 8) is offered to those who can pay for housing.

To apply for a HA, one has to learn and follow the four requirements stated below:

  • Income limits- more than 50% of the area median income
  • Age limit- 18+ or above
  • Family size- 4 or above
  • Valid Citizenship status of individual and family- the documents required to apply for these vouchers are: birth certificates, driver’s license, social security cards, the state government-issued photo identity card, verified immigrant status, valid immigration papers, and valid passport
  • Record of previous evictions, if any.

Weather in New Hampshire

Weather in New Hampshire

What is the weather like in New Hampshire year round?

In New Hampshire, the winters remain freezy and snowy, summers remain warmer and hotter, and the weather remains partially cloudy throughout the year.

The temperature varies from 15°F to 85°F and rarely drops below 1°F or reaches above 90°F.

What is the coldest month in New Hampshire?

 The coldest month in New Hampshire in January, with an average temperature which is 9.7°F overnight.

Does New Hampshire get snow?

New Hampshire occasionally receives snowfall at an average of 71.99 inches every year.

Food

What food is New Hampshire known for?

New Hampshire is known for beef, watercress, and lamb. People of this state lush over crab, lobster, seafood, and meticulously prepared shellfish.

Does New Hampshire have good food?

New Hampshire has some affable mouth-watering foods that will make you rub your tummy and have them more! Listing out the ten famous delicious cuisines of New Hampshire:

  • Venison
  • Apple Cider donuts
  • Spike cider
  • Apple pie
  • Yogurt
  • Mead
  • Maple syrup
  • Chocolate mice
  • Fried lake bass

What are the best restaurants in New Hampshire that provide takeout?

The best restaurants in New Hampshire that provide take-outs and deliveries statewide are as follows:

Sl no.Name of RestaurantAvailable cuisines
1Blue Moon EvolutionVegan and Contemporary
2Black Trumpet BistroContemporary, Mediterranean and Wine Bar
3Epoch Restaurant and BarItalian and Contemporary
4Cava Tapas and Wine BarTapas, Spanish, Contemporary, and Wine Bar
5FourSteakhouse and Contemporary
6The Inn at Thorn HillContemporary
7Ristorante MassimoContemporary and Italian
8HookedRaw Bar and Seafood
9ZampaMediterranean and American
10Stages Of One WashingtonContemporary

Pros & Cons

The pros of living in New Hampshire are as follows:

  • A relatively small state with smaller cities and towns
  • Access to a lot of good schools outdoor services and jobs at a very reasonable price
  • It is an uncrowded, peaceful town full of scenic landscapes to live in and explore
  • Clean and clear lakes for swimming and fishing
  • Rugged mountains, suitable for mountaineering
  • Snowy peaks suitable for skiing
  • Dense forest for exploring and hiking
  • Ranks #2 as a super clean state and environment
  • Limited air and water pollution
  • Experience four weather seasons year around
  • Friendly neighbors and small businesses
  • Proximity to large markets
  • Access all public library parks markets and recreation activities
  • Low crime rate
  • Good educational and economic opportunities
  • No sales tax and state income tax
  • Avail cash back and rebates on purchases
  • Enjoy many commercial zones
  • Home purchase at an affordable price

The cons of living in New Hampshire are as follows:

  • Higher property taxes
  • Long, harsh, and snowy winters
  • Less urban amenities: No public transportation services, Slow internet connectivity, no nightlife, and limited shopping
  • Heavy traffic
  • during summers, especially for car drivers
  • Unemployment can be challenging

Moving To New Hampshire FAQs

Do people like living in New Hampshire?

 New Hampshire can be a small state, but it has various natural advantages rather than a few disadvantages stated above. No income, state sales tax, and crime rates make it an ideal place to stay in for a household. Its charismatic natural landscape makes it even more beautiful in all four seasons.

What are the benefits of living in New Hampshire?

For an individual, Moving to New Hampshire is a great option to stay, and the low tax rates and low crime rates are more than enough to make a move. Despite higher property taxes and education costs, the zero state income tax and sales tax are quite inviting.

How is life in NH?

According to reports by the OECD, New Hampshire ranked much better than other US states for quality of life. The state has the lowest poverty rate of 8.7 % of all residents, which had been stated by the census bureau. The advantages and environment in New Hampshire make it more suitable and safe to live in.

Conclusions

Moving to another state is never an easy decision. In today’s date, people are migrating more to New Hampshire, making an instant change in population in the state. Our information illustrates that migrating decisions by the citizens, whether to migrate to or stay in New Hampshire, are based on the natural, social and economic elements of the state.

Low tax rates, natural environment, and low crime rates are the top reasons for which people love to make a move to this granite state. Education, employment, culture, and quality of life are also equally important that plays an important role in making migration decisions for both short time and long time migrant residence

While Moving to New Hampshire needs opinions, preparations, and sacrifices as you are making such important life decisions. In this guide, we have covered even the smallest answers to your difficult questions that may help you beneficial for keeping a reference before making a move to New Hampshire. So, check out this article before you start climbing the next step!

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