According to the state’s Office of Economic and Demographic Research, between April 2020 and April 2021, 329,717 new residents settled in Florida.

There are lots of reasons why anyone would favor moving from NY to FL and go through the process of moving to haul their belongings 1,146 miles across the United States; a long expanse of beaches, a beautiful spot between the Atlantic and the Gulf of Mexico, major amusement parks, and warm weather are all features worthy of serious consideration. 

The beaches attract more than 100 million visitors a year, making tourism a major contributor to Florida’s GDP. A fun fact that retirees find very attractive, and that has made Florida the nation’s leading retirement haven, is the absence of personal income tax. This is possible because tourism pays a huge share of the state’s sales tax.

If you’re considering making a move or have already made a decision and need tips on moving from NY to Florida, this blog post is crafted with the sole purpose of giving you relocating tips. You probably already know this, the distance between New York and Florida is 1,145 miles, you’ll need around 17 hours 18 minutes to travel by road. It’s a serious movie, and it needs serious planning.

Moving From New York to Florida

Things to Consider When Moving to Florida

To make your move stress-free so you can settle down as fast as possible, there are factors you need to consider before moving from NY to FL, factors like weather, housing cost, healthcare, employment, etc. 

Housing

The cost of housing is also a very important factor to consider. Will you be renting or buying a home? Whichever way you choose to go, it’s a good idea to learn about housing costs and the types of homes peculiar to the region.

Weather

Florida has a sub-tropical climate with long summers and short, mild winters, so the weather is a big factor to consider; you might need to change your wardrobe to be appropriately dressed for the new weather. You won’t need snow boots in the winter, but you might need a light jacket. 

Hurricane safety is one of the things you should know if you’re moving from NYC to Florida as there is a potential for hurricanes. You might not experience one during your stay, but it’s best to be prepared in case one happens.

Population Distribution

You should also pay attention to the population. With a lot of people moving from NY to FL in recent years, Florida offers a mixed demographic. According to the U.S. Census Bureau, Florida’s population is estimated at nearly 21 million in 2017, putting the population density at 350.6 people per square mile. The distribution of the population is as follows: 54.9 percent white, 24.9 percent Hispanic, 2.9 percent Asian, and 16.8 percent African American residents.

Nearly 90 million Americans traveled to Florida in 2015 – the Sunshine State gets a lot of tourist activity. This means if you decide to live in Florida, you will come across tourists often, especially during peak periods. Tourism is one of the major economic strengths of Florida; it provides jobs and boosts income throughout the state. 

Food

If you’re very particular about cuisine and the food you eat, the local cuisine is one of the things you should pay attention to before moving from NY to FL. As it’s located between the Atlantic Ocean and the Gulf of Mexico, there is an abundance of seafood. 

Other important things to consider are the cost of living, insurance, and employment. It is important to know what job opportunities are available in the state, how much you can possibly make, and if your potential income will cover your living expenses based on the cost of living in Florida. 

Now, let’s dive into the relocating to Florida tips that’ll ensure your move is well-planned and executed in a stress-free manner.

An aerial view of Miami Beach

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Cost of Moving from NYC to Florida

How much it will cost to move from New York to Florida depends on a couple of factors such as when you want to move, the distance that will be covered, the total weight of your belongings, extra services, and more.

You can go one of two ways: hire a professional moving company (which will cost you anywhere from $3000-$6000), or rent a truck or use a moving container (which will save you more money but will be more stressful and hands-on for you). Whichever way you choose, you should expect to spend around $1700-$3000 on moving from New York to Florida.

What it will cost you is highly affected by time. The cost of moving from NY to FL is high in summer because almost everyone moves in summer. You can save some money if you can move during the offseason such as fall or early spring. You can spend as much as $8000 for professional movers from New York to Florida at the peak of the moving season, for example, early June. 

To be more specific so you can have something to reference, you’ll need to set aside between $2000 to $6000 (depending on the size of your apartment and your belongings) to hire a professional moving company from New York to Orlando. If you have a car that you’ll like to ship instead of drive, you can expect to pay between $700 and $1400.

The size of weight of your furniture is also something you should consider. Moving a lot of furniture will cost you more money, whether you rent a truck or container or hire a moving company. So, put that in mind when working out your moving budget, the more furniture you have, the more you might have to spend on moving. 

Cost of Living in Florida

Living in any state or city involves housing, transportation, food, healthcare, and utility costs. You also have to consider the money that will be spent on entertainment and fun activities.

It is crucial to know whether you can comfortably live in Florida with your budget or income before you make the move. The information provided in this section will help you determine if you can afford a move to Florida, based on your income and budget. It is recommended that you spend only 30% of your income on rent, so you can ensure you’re not overburdened by housing costs. 

Florida Housing Costs

Miami: The median price of a one-bedroom apartment is $1,300 while a two-bedroom apartment will cost you $1700.

Fort Lauderdale: The median price of a one-bedroom apartment is $1,180, and the two-bedroom price is $1,410.

Tampa: The median rent price for a one-bedroom apartment is $1,160, while a two-bedroom unit goes for $1,410.

Orlando: A one-bedroom apartment sits at $1,180 and the median price for a two-bedroom unit is $1,400.

Florida Transportation Costs

The cost of transportation in Florida depends on how you choose to move and the size of your family. 

According to MIT’s living wage calculator, a single adult can expect to spend $5,113 on transportation annually. A family of four on the other hand should budget around $13,896 for transportation costs annually. 

There aren’t a lot of public transportation options to choose from, generally, but major metropolitan areas have functional public transportation networks that make it easy for residents to move around. 

Florida Food Costs

Florida offers a lot of dining options, with delightful food spots and interesting cuisine. However, eating out can prove to be a strain on your pocket if you’re living on a budget. Here’s how much two adults can expect to spend if they eat out one time monthly and prepare the rest of their meals at home.

  • Miami: $365
  • Jacksonville: $333
  • Tampa: $340
  • Orlando: $321
  • Saint Petersburg: $335
  • Florida Healthcare Costs

Accurately representing healthcare costs can be really challenging because healthcare costs vary greatly depending on your personal health, medication costs, the number of people in your household, and whether you have employer-provided or personal health insurance. 

Single Adult Annual Healthcare Costs: $2,792

Family of Four Annual Healthcare Costs: $9,249

Florida Utilities cost

For basic utilities including electricity, water, and gas, the average monthly bill across the U.S. is $157. The average cost of basic utilities in Miami, Tampa, and Orlando is listed below:

  • Miami: $141.97
  • Tampa: $165.07
  • Orlando: $167.84

Taxes

One of the major reasons why Florida is becoming a safe haven for retirees is the absence of income tax. This is possible because of the vibrant tourism scene that generates income for the state, so they can afford to keep things running without a personal income tax. 

Although you won’t pay personal income tax, there are other taxes you will pay in the state of Florida, like sales tax, use tax, discretionary sales surtax, and transient rental tax. Sales and property taxes are above the national average, but the overall tax burden is just 6.82 percent – the fifth lowest in the United States. 

Expect to pay some tax, but generally, the state of Florida ranks among the top states with the lowest tax burden in the United States.

Housing

The biggest difference in the cost of living in Florida versus New York is housing. Compared to New York, owning a house in Florida is more affordable. Median Home Cost is 177% more expensive in New York. 

The general idea is that owning a home in Florida is less expensive and cheaper when compared to New York. This is a good point if you’re moving; this means you can afford better housing in Florida without having to increase your income. You can also start planning to own a house, something that might have seemed like a pipe dream in New York. 

Healthcare

Healthcare is one aspect where Florida leaves a lot to desire. According to an analysis recently published by The Commonwealth Fund, Florida’s health care system is among the nation’s worst in access, affordability, avoidable use, consistent pediatric care, and overall costs. 

Florida is ranked 41st on the Commonwealth Fund’s annual Scorecard on State Health System Performance. 

Florida ranked 48th for access and affordability, 47th for avoidable use and cost, 41st for income disparity, 41st for per capita public health spending ($19 a person, 51 percent of the national median), and last in the percentage of children without a medical home. 

There is a high probability the pandemic has made these weaknesses worse, so do further research on Florida’s healthcare system and see if it’s going to cover your healthcare needs. 

Best Places to Live in Florida

The best place to live for you will depend on your budget and lifestyle, so the ultimate choice will be greatly affected by your preferences and the things you love to do.

Tampa

Tampa is a major business center also known for its museums and other cultural offerings. It’s the location of the historic Ybor City neighborhood, a dining and nightlife destination developed by Cuban and Spanish cigar-factory workers at the turn of the 20th century.

Jacksonville

As of 2020, Jacksonville is the largest city area in the contiguous United States and the most populous city in Florida. It has over 850 square miles of beautiful beaches, exciting attractions, and natural beauty. 

Cape Coral 

Cape Coral has an area of 120 square miles, making it the largest city between Tampa and Miami.

Coral is an appealing destination for visitors and home to vibrant and friendly communities. Fishing and water sports made easily accessible with more than 400 miles of canals increase the quality of life in Cape Coral. 

Orlando

Orlando is notably known as the home of Walt Disney World and more than a dozen theme parks. It is also the location of Universal Studios. It attracts around 60 million visitors every year. They come for the warm climate, the world-famous theme parks, golf courses, shopping malls, and the nightlife. 

Miami

Miami is known for its trendy nightlife, beaches, art galleries, and world-class hotels, making it one of the world’s most popular vacation spots. There are lots of things to do in Miami, and it’s definitely a great city to live in if you love a city that’s always vibrant, like New York. 

Gainesville

Gainesville is home to The University of Florida, so it’s more like a college town, but with lots of fun things to do and nature all around. Gainesville has over 30 miles of biking and hiking trails, and you can spot wildlife like birds, bison, wild horses, or alligators in seven areas of Florida State Parks. Gainesville is peaceful and relaxed, great for those seeking a slower place. 

Related: Moving From New York To California

Downtown Tampa

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Conclusion

All the major factors that you need to pay attention to when moving from NY to FL have been discussed. All you have to do is put all the knowledge you’ve gained into action and start getting ready for the long haul.

A good thing to do is to start sorting out your belongings six weeks before the date you’ll be moving so you can know what’s going with you and what’s getting left behind. Good luck with your move.  

Considering a to Move to the other US States? Check out our following Guides:

  1. Moving to Texas from Florida 
  2. Moving From New York To California

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