Can we meet with the best retirement communities in Florida? Of course, yes!
You will find some best retirees in most parts of Florida. It has become the most favored hot spot to live and retire in the US. You will be welcomed by the mild winters, low taxes, friendly people, and amazing attractions to explore in Florida.
The extensive and pleasurable beaches are very appealing for spending holidays and taking a walk at night under the sky filled with stars. Sounds nice, no? Well, it is! And guess what? Your moving to Florida plan will help you provide the best-relaxed lifestyle in Florida.

Why retire to Florida?
Florida has many world-famous white sand beaches to roam, relax, and enjoy summer holidays. Therefore, it is the universal truth that you will meet with the incredible retirement communities in Florida on the beach. Also, retirees can actively participate in the social responsibilities to fulfill them.
It also makes you friendly with the active adult communities as it has a substantial senior population. However, the biggest reason to retire in Florida is hidden in its state tax benefits. You don’t need to pay taxes on social security benefits, pensions, IRAs, etc.
Which part of Florida is best to retire?
Florida is a myriad of states with many towns and cities where you will find friendly folks, a happy environment, a natural ambiance, and whatnot. However, our favorite destination is Ocala.
The place has a lower cost of living than the US national average, has the best horses, charming downtowns, and friendly folks. Similarly, retirees can easily find their homes at affordable prices after retirement.
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Best Florida Retirement Community For Your Needs
As we have mentioned, Florida is a diverse state. Thus, the cost of living in Florida is 102% based on the US national average. And that affects the retirees more to find the best retirement communities in Florida. However, we have identified and shared a few communities to live in Florida for retirees below.
1. Sarasota
The real estate rush extended Sarasota boundaries in the early Twentieth Century. Also, Sarasota includes a few keys, such as Casey Key, Longboat Key, etc.

You will meet with the best retirement communities in Florida for singles in Sarasota. Also, it has miles of long beaches, restaurants, and the best culture to welcome you.
Sarasota has a current population of 55,426 people.
Sarasota is world-famous for its white sand beaches, Ringling Museum of Art, Marie Selby Botanical Gardens, and many other attractions.
Population | 55,426 |
Cost of Living (Family of four without rent) | $3,848 Per month |
Average Home Pricesa | $333,400 |
Share of Population 65+ | 27.3% |
Best For | Outdoor activities |
Table References –
For Population – https://worldpopulationreview.com/us-cities/sarasota-fl-population
For share of population 65+ – https://www.realestatewitch.com/best-retirement-communities-florida/
For cost of living for family of 4 – https://bit.ly/3Rh2aJG
For average home prices – https://www.bestplaces.net/housing/city/florida/sarasota
Is Sarasota a good place to Retire?
A big YESSSSS! It was announced by the U.S. News & World Reports that Sarasota is one of the best places to retire in the U.S.
How much money do you need to Retire in Sarasota, Florida?
As per the annuity expert, you will need $175,000 to retire in Sarasota, Florida.
2. Naples
In the first millennium BC, the city of Naples was founded by the Greeks. Also, it was Magna Gracia’s major part in the olden days.

Naples is known for its best relaxing atmosphere and appealing waterfront homes with snowbirds. Also, it offers modernized restaurants, clubs, shopping centers, etc.
Currently, Naples has a population of 2,180,000 people.
Naples is famous for its appealing environment on the beaches, true-to-life climates, and the giant banyan trees with friendly folks.
Population | 2,180,000 |
Cost of Living (Family of four without rent) | $2,512 Per month |
Average Home Prices (July 2022) | $725,000 |
Share of Population 65+ | 52% |
Best For | Waterfront and excellent living |
Table References –
For Population – https://bit.ly/3CHeDCv.
For cost of living of family of 4 – https://bit.ly/3pU1SwF
For average home prices – https://www.movoto.com/naples-fl/market-trends/
For share of population 65+ and Best For – https://www.realestatewitch.com/best-retirement-communities-florida/
Is it expensive to live in Naples, Florida?
Yes! Although Naples welcomes you with an enjoyable lifestyle and endless outdoor activities, it has an expensive life to live.
Is it better to live in Sarasota or Naples?
Yes! Undoubtedly, Naples offers you the best luxury life to live with waterfront homes, yacht clubs, and much more.
3. Orlando
Everyone calls Orlando the fourth-largest city in Florida due to its population growth and the state’s largest inland city.

Orlando is no less than a bunch of fun and pleasurable activities. You can easily spend a day with your partner in the gardens, theme parks, seasonal events, and much more.
Currently, it has a population of 2,038,000 people.
Despite being a wonderful destination with Disney World & Universal, it has skyscrapers, art galleries, shopping malls, parks, and much more to enjoy.
Population | 2,038,000 |
Cost of Living (Family of four without rent) | $3,444 Per month |
Average Home Prices | $380,900 |
Share of Population 65+ | 10.1% |
Best For | Outdoor activities |
Table References –
For Population – https://bit.ly/3Rh3vQI
For cost of living of family of 4 – https://www.numbeo.com/cost-of-living/in/Orlando
For average home prices – https://www.orlandorealtors.org/housingmarketnarrative
For share of population 65+ – https://www.census.gov/quickfacts/orlandocityflorida
How much does it cost to live comfortably in Orlando?
If you want to live comfortably in Orlando in a one-bedroom apartment, you only need an average income of $56,303.
What is the safest area in Orlando, FL?
Orlando also has some of the best communities in Florida to retire. They are settled in the safest area in Orlando, such as Winter Park, Milk District, College Park, and Baldwin Park.
4. Jacksonville
In the late 18th Century, the British Colonists resolved Jacksonville as Cow Ford. However, a major improvement was made in the Nineteenth Century.

Jacksonville is a blend of beaches, restaurants, sports, and much more. The climate is milder during the year and offers top-quality healthcare services.
The current population of Jacksonville is 1,314,000 people.
Jacksonville is known for its largest urban parks, islands, national parks, state parks, and whatnot. These are enough to make it one of the best retirement communities in Florida.
Population | 1,314,000 |
Cost of Living (Family of four without rent) | $3,576 Per month |
Average Home Prices | $6283,240 |
Share of Population 65+ | 13.8% |
Best For | Outdoor activity lovers |
Table References –
For Population – https://populationstat.com/united-states/jacksonville
For cost of living of family of 4 – https://bit.ly/3AVL0vF
For average Home Prices – https://www.rockethomes.com/real-estate-trends/fl/jacksonville
For share of population 65+ – https://www.census.gov/quickfacts/jacksonvillecityflorida
Is Jacksonville, Florida, expensive to live in?
No! Although Jacksonville is the 51st city on the list of expensive cities in the US, the facilities and healthcare make it affordable to live in.
Is Jacksonville, FL, safe from hurricanes?
No, it is not! Jacksonville is on the east coast, where most storms and hurricanes appear yearly.
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5. Daytona Beach
Daytona Beach is part of the Deltona-Daytona Beach – Ormond Beach Metropolitan Area. Also, it stands as Florida’s fun coast region’s main city.

Daytona is one of the best destinations for spending your retirement life in beachfront areas. Also, you can easily meet with the best retirement communities in Florida on the beach.
Currently, it has a population of 497,000 people.
Although Daytona Beach is famous for its large and wide beaches, the automobile testing, racing, and thousands of motorsports make it more enjoyable.
Population | 497,000 |
Cost of Living (Family of four without rent) | $3,258 Per month |
Average Home Prices | $240.000 |
Share of Population 65+ | 20.8% |
Best For | Motorcars and racing |
Table References –
For Population – https://populationstat.com/united-states/daytona-beach
For cost of living of family of 4 – https://www.numbeo.com/cost-of-living/in/Daytona-Beach
For average home prices – https://www.rockethomes.com/real-estate-trends/fl/daytona-beach
For share of population 65+ and Best For – https://www.realestatewitch.com/best-retirement-communities-florida/
Is Daytona Beach, FL, a good place to retire?
Yes! Daytona Beach offers the best friendly folk, good food, a pleasant environment, and the best retirement communities in Florida to live in.
Is it safe to walk in Daytona Beach at night?
No! Many major cities in the US, including Daytona Beach, are not safe for walking alone at night. So avoiding such situations would be a great choice.
6. The Villages
The Community Development Districts are involved in The Villages, and The Board of Supervisors controls it. It is also a Census Designated Place in Florida.

You won’t believe it, but The Villages stand among the top retirement communities in the World. You will meet with many social clubs, night entertainment, recreational areas, golf courses, etc., in one place.
Currently, The Villages has a population of 84,605 people.
The Villages are known for their luxury retirement communities in Florida. Despite that, you can see Florida’s longest golf-cart parade and massive collection of amenities.
Population | 84,605 |
Cost of Living (Family of four based on housing) | $807 to $1,262 Per month |
Average Home Prices | $422,900 |
Share of Population 65+ | 84.2% |
Best For | Social clubs & Night entertainment |
Table References –
For Population – https://worldpopulationreview.com/us-cities/the-villages-fl-population
For cost of living of family of 4 – https://bit.ly/3wAJj4r
For average home prices – https://www.zillow.com/the-villages-fl/home-values/
For share of population 65+ – https://www.census.gov/quickfacts/thevillagescdpflorida
Is The Villages, Florida, a good place to retire?
Yes! According to Forbes reports 2018, The Villages was amongst the 25 best places to retire in the US. Similarly, today, it has many amenities for retirees.
Do people like living in The Villages, FL?
Yes! According to the recent FBI report, The Villages is the safest place to live, encouraging people to live there.
7. Port St. Lucie
The Metropolitan Area of Port St. Lucie includes St. Lucie and Martin counties 2016. Also, it was previously known as St. Lucie.

If you want to experience adventurous activities after retirement, you can choose Port St. Lucie. It has endless outdoor activities that will make your retirement – the best place to complete your dreams.
Currently, Port St. Lucie has a population of 545,000 people.
Port St. Lucie is home to many thrilling activities, such as Adventurous Scavenger Hunt, Clover Park, Savannas Preserve State Park, Treasure Coast Model Railroad, etc.
Population | 545,000 |
Cost of Living (Family of four without rent) | $3,715 Per month |
Average Home Prices | $355,127 |
Share of Population 65+ | 20.5% |
Best For | Adventurous activities |
Table References –
For Population – https://bit.ly/3CFiCiG
For cost of living of family of 4 – https://bit.ly/3PWdXvP
For average home prices – https://www.rockethomes.com/real-estate-trends/fl/port-saint-lucie
For share of population 65+ –https://www.realestatewitch.com/best-retirement-communities-florida/
Is Port St. Lucie a good place to retire?
Yes! Port St. Lucie stands on third place to retire in the United States, according to the U.S. News & World Report 2020.
8. St. Petersburg
The city of St. Petersburg was founded in the Nineteenth Century and listed in June 1903. After that, it slowly got populated.

St. Petersburg is one of the biggest cities in Florida to live a comfortable life with many benefits.
The current population of St. Petersburg has 261,016 people.
St. Petersburg is known for its historical, cultural, and architectural landmarks. Also, you can see the world’s most profound underground metro design in St. Petersburg.
Population | 261,016 |
Cost of Living (Family of four) | $2,553 to $4,543 Per month |
Average Home Prices | $425,000 |
Share of Population 65+ | 20% |
Best For | Cultural and architectural landmarks |
Table References –
For Population – https://worldpopulationreview.com/us-cities/st-petersburg-fl-population
For average home prices – https://www.movoto.com/saint-petersburg-fl/market-trends/
For share of population 65+ –https://bit.ly/3CMbJwl
Is St. Petersburg, Florida, a good place to retire?
Yes! St. Petersburg is a prime destination for every retiree with the blend of low-tax, vibrant arts, better climates, and everything a retiree wants.
Is St. Petersburg a safe city?
Yes! It is an easy-going city with a safe environment. However, you have to take some necessary precautions.
9. Melbourne
Previously, Melbourne was known as Crane Creek. It was later changed to Melbourne in honor of Cornthwaite John Hector.

Melbourne is a unique space to explore the Indian River Lagoon. It allows retirees to enjoy golf, hiking, fishing, boating, and other activities.
The current population of Melbourne is only 86,400 people.
Melbourne is a well-known destination to watch the launches of satellites and spacecraft from the beach sites. Therefore, it is also known as a tourist destination for many people.
Population | 86,400 |
Cost of Living (Family of four without rent) | $2,211 Per month |
Average Home Prices | $424,000 |
Share of Population 65+ | 21.2% |
Best For | Endless learning activities |
Table References –
For Population – https://bit.ly/3AxyZvh
For cost of living of family of 4 – https://livingcost.org/cost/united-states/fl/melbourne
For average home prices – https://www.realtor.com/realestateandhomes-search/Melbourne_FL/overview
For share of population 65+ and Best For – https://www.realestatewitch.com/best-retirement-communities-florida/
Why is Melbourne, Florida, a good place to retire?
Melbourne, Florida is a complete package of house affordability, best healthcare services, excellent job markets, happy faces of locals, etc.
How expensive is it to live in Melbourne, Florida?
Melbourne, Florida, is expensive because the housing, health care, taxes, etc., are higher than the US national average. Also, a family of four needs more than $4,000 a month to live happily.
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10. Ocala
The city of Ocala won the title of “World’s Horse Capital” in 2007. Also, Ocala has more than 400 thoroughbred farms and training centers to train horses.

If you love horseback riding and looking for a destination to settle down with a horse farm, there is no better destination than Ocala in Florida.
Currently, the population of Ocala is only 65,047 people.
You can enjoy the best horseback riding experience in Ocala with charming downtowns, unique shops, and a wide range of dining. You will also surely enjoy the orchestra in Ocala Symphony Orchestra.
Population | 65,047 |
Cost of Living (Family of four without rent) | $2,399 Per month |
Average Home Prices | $245,831 |
Share of Population 65+ | 18.1% |
Best For | Creative individuals |
Table References –
For Population – https://bit.ly/3pUz47b
For cost of living of family of 4 – https://livingcost.org/cost/united-states/fl/ocala
For average home prices – https://www.rockethomes.com/real-estate-trends/fl/ocala
For share of population 65+ and Best For – https://www.realestatewitch.com/best-retirement-communities-florida/
Is Ocala, Florida, a good place to retire to?
Yes! If you are looking for a family-friendly small town with an affordable cost of living, no state income tax, better health care, fun things to do, etc., Ocala is complete heaven, which makes it a good place to retire.
Is Ocala, Florida, expensive to live?
No! You can easily live a better life after retirement due to the low cost of living. The US national average is higher than Ocala’s cost of living. Also, the housing in Ocala is much cheaper than the US National average.
Now, we hope you have all made your plan to live in Florida after reading about these places. And if you are traveling here, don’t forget to look at Florida Travel Restrictions because Covid-19 has changed the arrivals rules.
Pros and Cons of Retiring in Florida?
Pros
- No state income tax
- A warm climate and pleasant environment
- Better lifestyle opportunities
- Affordable cost of living
- Affordable home prices
Cons
- Problematic traffic
- Home to hurricanes and storms
- Global warming problems
Read more if you are interested in “How to become a Florida resident.”
Best Retirement Communities in Florida FAQs
How much money do you need to retire in Florida?
Florida is a splendid state to live your retired life with many opportunities. However, you will need over $160,000 annually to live a happy life. Despite that, you can enjoy exploring the downtown area and other recreational activities offered by Florida.
How do I retire and move to Florida?
After your retirement, learn about cities in Florida, choose your favorite destination from Florida, and take a step forward to live your happy retirement life here.
Conclusion
Retirees want to spend their time with their favorite activities or in a peaceful environment with a natural ambiance. Considering these points, this blog has mentioned the best retirement communities in Florida, including Sarasota, Orlando, The Villages, Ocala, and many others. All these places are rich with friendly people, adventurous activities, natural appearance, and shopping centers, and the list is quite long.
Therefore, you can easily spend your day doing many activities that leave a smile on your face. Also, it will show that your decision to relocate to Florida was not a big mistake.
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